By Charlotte Reid 
Organisations have updated their daily limits, setting limits ranging from £150,000 to over £2 million.
Access to cash remains crucial for most of the population, which is why ATMs continue to play a central role in the UK banking system.
In addition to the growing use of virtual wallets and digital transfers, the ability to access cash 24/7 makes them an indispensable tool. Ahead of October 2025, the country’s largest banks have announced updates to their daily cash withdrawal limits.
Cash withdrawals: maximum amount allowed at each bank in October
The daily withdrawal amounts were determined as follows:
- Banco Nación: $150,000. $500,000 online.
- Banco Provincia: $400,000, can be extended from the app.
- Banco Ciudad: up to $800,000. Up to: $1,200,000.
- Banco Galicia: $400,000. Up to $2.4 million.
- ICBC: $550,000.
- BBVA: $2,100,000.
- Banco Macro: US$400,000.
- Santander: up to US$1,000,000.
But beyond the restrictions, attention is being paid to new technologies that are beginning to appear in the country. One of the main innovations is cardless cash withdrawal using NFC (Near Field Communication) technology.
This system, already implemented in international banks, allows you to withdraw cash by holding your phone up to an ATM and confirming the transaction with a PIN code. The new feature is compatible with digital wallets such as Google Pay and Apple Pay, which increases convenience and security by eliminating the need for a plastic card.
Other achievements include the use of biometric recognition, which will allow transactions to be confirmed using fingerprints or facial recognition, the initiation of transactions from the bank’s app and their subsequent completion at an ATM, as well as the introduction of digital assistants that will guide the user step by step through each transaction.
How to recognise potential ATM fraud
To detect a possible skimming attempt, banks and authorities recommend paying attention to any unusual details on the ATM. These could be flyers or other items stuck inside, as well as a malfunctioning card slot or keypad. Any irregularities may be a sign of unauthorised tampering with the ATM.
Protective measures for users
Before using an ATM, it is recommended to make sure that there are no foreign objects in the slot, on the screen or on the keypad. When entering your PIN, it is recommended to cover the keypad with your hand so that the code is not visible to hidden cameras.
It is also important not to accept help from strangers during a transaction, as fraudsters may take advantage of this to distract the user and steal information. Where possible, it is recommended to use ATMs located inside bank branches rather than in isolated or poorly lit areas.
Finally, regularly monitoring your accounts allows you to identify suspicious transactions or unauthorised debits in a timely manner, reducing the risk of becoming a victim of fraud.